Do you think I would qualify for Loan Forgiveness? This misled me and my mother. But Im not sure how itll play out since your loans were mostly from the previous schools? Remember, you are building your case here so take your time and think it through before you even start writing about what happened and how it influenced you. I was always told, Youre going to be making $80,000 a year, so you will pay it off really quickly and 80% of the graduates will get a job straight out of school, so dont worry about it. Without my knowledge, or understanding of the difference, I was also signed up for private loans. For help with FEDERAL Student Loans: Call the Student Loan Relief Helpline at 1-888-906-3065. I even asked them to send me the Art Institute issued bill with all of my information on it. We paid cash for most of our daughters tuition but had to take a Parent Plus for the last $5000 due to her not passing one of her classes. Image Credit: krisanapong detraphiphat / Moment / Getty Images, 2023 BestColleges.com, a Red Ventures Company, The Public Ivies, Little Ivies, and Other Ivy League Equivalents, University of Illinois - Urbana-Champaign, University of North Carolina - Chapel Hill, landmark settlement affecting 200,000 borrowers, delayed the implementation of the settlement, Do Not Sell or Share My Personal Information. Thoughts? A group of federal student loan borrowers first filed the lawsuit over the department's inaction and denial of borrower defense claims, largely against for-profit colleges. Which was something I held on to for the rest of my last quarter up until the last week of school when I was told that the school returned that money to my lenders, which doesnt make sense because my student loans are completely the same amount. The school offered me some options to continue education but anything can apply to me because I was driving from Naples to Fort Lauderdale ( which is 4 hours daily back and forth to go to school because it was the closest school). Will I get a email? Can you please help? It would be impossible to name them. She didnt even want me changing programs within the school. The Art Institutes was a subsidiary owned by the Educational Management Corporation. Defrauded borrowers stepped up to the plate over and over to share their stories, speak to the court, and refuse to take any of this lying down. In this way, Ashford university student loan forgiveness comes forward as an incentive for borrowers to solve the problems. Was also put into basically a beginner math class without testing my skills in my basic studys to see where I placed but rather put me into a class that had ample room and needed more students. If so this could affect those who are applying for the Closed School Discharge due to the exception: The closed schools loss of accreditation; The closed schools discontinuation of the majority of its academic programs; Action by the State to revoke the closed schools license to operate or award academic credentials in the State; or A finding by a State or Federal government agency that the closed school violated State or Federal law while you (or the student) were enrolled at the school. Above, student loan borrowers gather near the White House to tell President Biden to cancel student debt on May 12 . Id look into filing a BDAR Discharge Application against AI. Please reach us at info@borrowerdefenseschoollist.com if you cannot find an answer to your question. I waited a bit after I graduated in 2007 because I became a single Mom in March of 2008. Thank You for your time. Maybe? None of those campuses was fully accredited at the time. Hi my name is Jeanette Dennis. Is this institution eligible for one of the discharge programs? Or phone call? Former students of a now-defunct chain of art schools who remain saddled with federal loans have a better chance of that debt being erased under an arrangement confirmed Thursday by the Education Department. In the wake of this settlement, Educational Management Corp agreed to pay a total of $95.5 million for fraudulent recruitment strategies and forgivestudent loan debtsamounting to about $103 million. Tim's experience struggling with crushing student loan debt led him to create the website Forget Student Loan Debt in 2011, where he offers advice, tips and tricks for paying off student loans as quickly and affordably as possible. I dont even remember the recruiters name, it was back in 2012 when I attended. Read my post again, it details EXACTLY what you need to do. Ive now started towards completing a certification in an entirely unrelated field; computer programming. Seems like your comment got cut off early? The latest extension still falls short of what state attorneys general and liberal lawmakers requested. I was never told about how students loans worked federal or private. Borrowers do not need to fill out a borrower defense application, but rather with these disabilities - they no longer have to apply for relief -- they'll be determined by data matches in the Social Security Administration, which began identifying these borrowers on a quarterly basis in September 2021. I have no paperwork and never had any, because all I did is confirm her address. Hi, My son son attended the Art Instiute of Charlotte, and has closed. I attended The Art Institute Online Division from 2008-2013 for Media Arts and Animation as well as Interior Design and Architecture. To make the best of this information, please take your time to review it before carefully applying for the program. First, are you currently attending another school after having transferred your credits from the Art Institute? The only way that youre going to be eligible for forgiveness is if you can prove that you qualify for a Borrower Defense to Repayment Discharge. There is a glimmer of hope for students whose present and future financial conditions were affected by the recent closure of the Art Institute colleges. You need to carefully explain that you would never have taken out a loan to attend the Art Institute if the school had not engaged in fraudulent activity designed to convince you to take out those student loans. 264,000 Borrowers Will Get $6 Billion In Student Loan Forgiveness through Borrower Defense to Repayment In Landmark Settlement Agreement With Biden Administration. I would absolutely pursue this in your case, and just make sure to provide as much evidence as possible for your story. Create an account to follow your favorite communities and start taking part in conversations. Teachers were a mixed bag; I did have some truly awesome ones, including, ironically, the best math teachers Ive ever been a student for. while attending, the forst 18 months focused almost entirely around print (like news papers) and mark-up and the like. The official Borrower Defense customer service support number is 855-279-6207, also known as the Borrower Defense hotline. He was 3 months from graduating when the school closed. Parent PLUS Loans fall into a weird, strange category of their own. Its so frustrating Thank you. Ive been trying to get these student loans taken care of until I found this website and I applied. But once I finish I did not get any help from othe counselor. The 2019 borrower defense regulations created a process designed to thwart relief for defrauded students and shield predatory schools from being held accountable. Theres definitely a chance of getting your loans forgiven, but youll have to put together a much stronger legal case than what you outlined here. Nice job doing the legwork required to gather good evidence. A bipartisan group of attorneys general from 25 states and the District this week urged DeVos to cancel the federal loans of all students who attended Dream Center schools that closed in 2018 and 2019. Some illegal activities charged by DOJ include fraudulent recruiting and unlawful marketing. If I had accurate information about their fees and how these loans really worked I would have never agreed to borrow any money to pay for their education program. What are our chances of getting money back if we sued the school. Not that I have a desire to go back and finish to get a degree I now no longer have an option to do so. Had My School Not Misled Me, I Would Not have Borrowed Money: I was promised a legit high school diploma, and guaranteed a $40-65 dollar an hour paying job. Borrower defense to loan repayment, often called borrower defense for short, is a program from the federal government that allows you to discharge some or all of your student debt if your. However, I would still TRY to apply for the Closed School Discharge Program if I were you, hoping that it will include a refund. The reasons for student loan forgiveness include borrower defense to repayment claims, closed schools, and other lawsuits. Other students took out loans as well in order to attend the school and many of these students have already had their loans forgiven. See my page on Parent PLUS Loan Forgiveness for details there, and for your Private loans, there is no option for BDAR. However, when I enrolled, I was not informed the Fort Lauderdale campus was not credited but I was told that job in South Florida for graphic design were in high demand. She is now on disability and I am have always been the only paying. Anything you can recommend that I do? While I have those, my main concern is my private loans held with two different providers. The class will consist of approximately 264,000 people who have a borrower defense application pending as of the date of the signed agreement, June 22, 2022. I do think this might be enough, and I would absolutely pursue BDAR. Yeah, so, I dont comment on individual companies. Named Plaintiffs brought this lawsuit on behalf of themselves and all other federal student loan borrowers whose claims for loan cancellation (Borrower Defense applications) had been ignored by the Department of Education many of them since 2015. simply charging for help or information thats available for free elsewhere is not fraudulent. Rest assured, Art Institute loan forgiveness is 100% legit. This is why she cosigned. Miami Jacobs eventually shut down, and Brandon filed Borrower Defense, but because of his service overseas; Brandon lost any sort of documentation that he might have kept during his enrollment and was denied relief. December 2019: Unbeknownst to Plaintiffs, the Department begins issuing form denial notices to borrowers who had applied for loan cancellation. Dont believe them! How can I show proof as I dont have the names of those who lied to me about job placement, wages. If your federal student loans are in default, you may request to have debt collection on your loan stopped (stopped collections status). I am not having the credits transfer to another school since the AI say I owe them money for one course and I wont pay them since they mess up my Financial aid and left me with a big bill for Student Loan which I am having trouble paying. Corinthian Colleges: In the largest defense claim discharge of the year so far, the DoE announced $5.8 billion in student loan forgiveness for 560,000 borrowers on June 1 by completing their borrower defense application. This was the Art Institute of Phx. If you can find a good student loan lawyer, come back and give me their contact information. Until then, ED may only discharge debts for students that attended any of the other schools listed. I attended the Art Institute of Fort Lauderdale and graduated in 2000. Can we apply through the same programs, as I took out those loans based on the false information and promises from AIP? The law is clear: students who experienced fraud should not be required to pay back federal loans. The program exists as an effort from the government to help such students continue their education. Yes, anyone who attended a college that used federal loans to pay for their education can apply for Borrower Defense. Unfortunately, no, most of the programs I write about on my site dont offer any assistance for private loans. No joke, one teacher actually said this to a Saturday morning class. The case lies in outlining how these actions affected you personally. I dont think this is enough to get an approval the school saying theyd help with finding a job is a pretty open-ended promise. The Closed School Student Loan Discharge Program I eventually went back. They may have changed the rules on this. This sounds like you may qualify for a Borrowers Defense Discharge thanks to the bait and switch tactics utilized against you. Did you experience any of their marketing or advertising campaigns which made false promises, talked about graduation rates, job-placement rates, or accreditation for licensure that wasnt actually true? I graduated in 2012 & would my father be able to get forgiveness as well and if so does he need to file separately or can I do it all together. The covered schools include (but are not limited to): American Career Institute Argosy University The Art Institute Charlotte School. Low and behold through actually building up experience first hand I can say without a doubt that a degree from that school is not enough to just become an interior designer. Use quotes to show exactly what they said and make it very, very clear that you were being promised something specific here; a set salary. Contact the Student Loan Ombudsman Group and ask if they can assist you with the legal fallout here. Reddit and its partners use cookies and similar technologies to provide you with a better experience. The accreditation issue and inability to transfer credits MIGHT open you up to a Borrowers Defense Discharge possibility, but Id read through my entire post and see if you can remember anything else that was more specific, and specifically illegal. You should be using either the Borrowers Defense to Repayment Program or the Closed School Loan Discharge Program to get your loans wiped out. You need to be specific about what youre accusing them of having done, and I see no record of that in this comment. I was never told that they acted completely differently and they caused me great confusion when Sallie Mae and friends started hounding me for a MASSIVE precedent of my income. I need to prove that the school didnt refund the $. There may be a way to get out of this. For former students of the Art Institutes who want to apply for the art institute loan forgiveness under the Borrowers Defense Against Repayment Program, please head to the official government website and complete an online application form to begin the process. That promise that youd graduate making over $50,000 a year, is basically a slam-dunk case for a Borrowers Defense Discharge. My page has plenty of details about how it works and what you need to cite in order to get a discharge approved, so make sure to read through all the content and you should be all set! Period. I questioned that at a college or University you could fail classes and still graduate as long as met the credit requirements for graduating so what was the difference? I cant buy a house, I couldnt be on the lease for my own car, I can never have even the smallest of in-store credit cards because this school and the system have completely ruined me for life. Thanks for being one of the trailblazers because your work is definitely helping THOUSANDS of other borrowers out now! I called AI and was told I had a $3000 balance on my account and thats why it was being withheld. ", Theresa Sweet, lead plaintiff in Sweet v. Cardona. Class members who attended other schools will receive decisions on their borrower defense applications within a set timeline, depending on how long their applications have been pending. Some former ITT Tech students were already eligible for . Your servicer will notify you when your loans have been placed into forbearance status. Deployed high-pressure sales tactics to get students who would have otherwise chosen a different school, Made false claims concerning the accreditations of certain programs. Would have been more if so much didnt amount to hearsay at the time, but my goodness, this is gratifying. Borrowers are usually eligible if they were enrolled, on approved leave or had withdrawn within four months of their college closing. You need something a little stronger here! Now, when I look back at the day I graduated from college, I think of a lesson my school never taught me know your rights, and never stop fighting for them. The U.S. Department of Education states that: ". Thats because three companies owning five institutions appealed the settlement as intervenors.. My son attended the Art Institute of Pittsburgh & I know we were mislead about his job prospects and the help he would receive obtaining employment after graduation. Bloomberg recently reported that the US Department of Education agreed to wipe out almost $6 billion in student loans for borrowers who filed a class-action lawsuit against the government,. Borrowers who attended the two schools, the Art Institute of Colorado and the Illinois Institute of Art, sued the department last month, seeking to have their loans eliminated. Hi tim, Thank you so much for all of this info, youre a true hero! I attended New England Institute of Art from 2004-2007 mostly having to use private loans in order to keep attending school. Boston Massachusetts Attorney General Maura Healey today co-led a coalition of attorneys general in filing a lawsuit against Secretary of Education Betsy DeVos and the U.S. Department of Education for unlawfully repealing the 2016 Borrower Defense Rule and replacing it with regulations that do nothing more than benefit predatory for-profit schools at the expense of defrauded students. However, I would be happy to answer any questions you might have about these two programs, so please feel free to leave your question in the comment section below and Ill do my best to get you a quick response. Borrower defense claims are approved for many reasons. Thanks for the kind words! Click below to see if we have documentation from the school you attended - We save documents from thousands of students just like yourself, who previously used our services for help with the BD application process. 2019 closing. however, I am amassing around 2k a month in interest and do not feel I will ever get these loans off my back. I am really nervous that I will not have enough proof for my claim. This is for Art Institute members of Sweet v. Cardona. ED agreed to cancel debt for more than 200,000 borrowers who claimed they were defrauded by colleges and have pending borrower defense claims as of June 22. This means that theres a very good possibility that you can qualify for some of that $200 million settlement to get rid of the student loans you took out in order to attend the school. I was harrased by AIA in 2011 for the outstanding amount I owed directly to them and I paid that off in a little over 18 months. Hello Tim and thank you for your article and useful information! If you decide to move forward with an application for the Borrowers Defense Against Repayment, then you stand an excellent chance to write off your debts and benefit from the art institute loan forgiveness.Before you apply, there is some crucial information you need to consider. I had so many phone call from a different advisor at least every month. And the really good news is that even more assistance may be forthcoming, as several state attorneys general and a series of Democratic congress-members have requested that the Department of Education allow EVERYONE with Federal student loans from the Art Institute schools closed in 2018 or 2019 to have their loans entirely forgiven. Hi Tim, The information you have provided is priceless. Would we still be eligible to apply for loan forgiveness? If you do not qualify for any Art Institute Student Loan Forgiveness program, you can still get some financial assistance for your debt. I thought I didn't have to pay for student loan forgiveness? Borrower defense claims allow student loan borrowers to apply for debt forgiveness if they can prove their college or university defrauded them while enrolled. This is an advantageous position. sorry for any grammatical mistakes. Will I be able to even though I graduated in September? It usually starts with "The Department of Education has reviewed your Borrower Defense application and has found that you QUALIFY and have been APPROVED for (anywhere from 0% to 100%) to be discharged.". Good luck! DO NOT GET YOUR FORM FROM ANYWHERE ELSE! This option helps students that made the wrong decision of enrollment due to mismanagement. Her father signed all papers saying he was responsible for ALL payments and debts. Therefore, apply for the benefit now so that even if the Borrowers Defense program is cancelled youll still have a chance of receiving loan forgiveness. Misled students concerning the benefits of degrees obtained through education at their schools. This term is often shortened to "borrower defense." . The writing of the claim has to be thorough, living no stone unturned. And because the Art Institute has clearly violated many laws, anyone who took out a student loan to attend one of their schools is basically automatically eligible for the Borrowers Defense Against Repayment program, which offers complete student loan forgiveness. Read what other students have to say about their experience with Borrower Defense to Repayment and how long they waited until their Borrower Defense claim was completed. It could be entirely her fault. The Higher Learning Commission issued a public notice in January 2018 and notified state education agencies and the Education Department of its decision. I can't remember as I filled out my borrower defense application so many years ago but I doubt I would have put The Art Institute of California - San Diego on my application. Great work Jess! Mar. Good question! They are giving me the run around. You should definitely go for the Closed School Loan Discharge Program. Borrowers who attended schools including DeVry University, ITT Technical Institute, the Art Institute, and the University of Phoenix, among others, may get their entire loan balance discharged if . You can qualify for Art Institute student loan forgiveness via the The Borrowers Defense To Repayment program or the Closed School Loan Discharge program. I had to take our Federal loans but that didnt cover my total coast. Below is the reality, I have attached a recent pay stub from April 2019, The hourly rate is $12 an hour. I filed the BDAR and it is not clear if I got approved or not, so I am filing a new one and still fighting!!! If its Federal, you need to find a way to get enrolled in one of the Income-Driven Repayment Plans, which may allow you to qualify for $0 monthly payments. Only after including all the necessary information, should you submit your application. I am furious and at a complete loss on where to start. Look at the versions of their site from around when you were first considering applying there. Additional forgiveness for students at Westwood College through the borrower defense application, the nursing program at ITT Tech and criminal justice programs at Minnesota School of Business and Globe Universitymade it equal to 1.7 billion. Thanks so much in advance for your help! I thought most of my units were transferable so now if I enroll to a community college, I would have to retake English and Math courses. Call (855) 912-7126 to apply today for discharge and reimbursement. July 25, 2022: Borrowers file a response to predatory colleges meritless attempts to intervene in the settlement. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Ms. Apodaca attended Heald College and asserted her borrower defense in May 2015. I originally signed up to attend the art institute of Fort Lauderdale in 2008. That would be me. If I was told up front the total cost of my education I would have backed out right away. I filed the loan discharge papers to our loan provider, and was told we were ineligible due to the Dept of Education had not notified them of the school closure. The department found that Westwood College misrepresented the ability of students to transfer their credits to other institutions, meaning that those . Until they sign the papers to get rid of the program entirely, students of the Art Institute can still benefit from loan forgiveness through the Borrowers Defense Against Repayment. Hi Tim! The Borrowers Defense Against Repayment program was created to help people who took out loans in order to attend schools that broke the law in order to convince them to attend the school. They will negotiate with your lender to settle your private loans for much less than you owe, then get you a new loan for the much lower, settled amount. $1.2 billion for borrowers who previously attended ITT Technical Institutes before it closed. The Official List Of School's for Borrower Defense: (if you attended these schools, you may qualify) Alta Colleges, Inc. (Westwood) Westwood College American Commercial Colleges, Inc. American Commercial College American National University American National University Ana Maria Pia Houde and Marc Houde Anamarc College Thank you for educationing us all. After graduation, I had zero assistance from the student aid office at The Art Institute. I started in 2006 and dropped out late 2010 because I reached my loan limits and would need to take out personal loans to continue. Will I have no hope in applying if I cant remember the details? They stated I could accept the $2,000 credit for me to go to another college or half off tuition if I went to another one of their colleges and they said at the end i signed a paper stating I wont get the credit and it will pay off what I have to the school, was given a for cast of what my terms would look like as Wella ND was told that being in the school for 2 years I would not owe the school anything but they closed down, which was not brought to my attention they were closing in 2 semesters. Ashford students, DeVry students, University of Phoenix students, Career Colleges and Technical Schools - just to name a few! Ive been thinking on doing the BDAR application on and off the past few months or so, and Ive started digging up information through emails and such. I am trying to get a hold of someone at Fedloan Servicing and PA Department Of Education to help me out. For more information, please see our The job placement rate piece may be enough to qualify for a BDAR discharge. Sorry to hear about your issues. It has become a burden that I can pay off this loans. One I graduated and asked for help finding a job they just put my resume on monster.com, thats all the help I got. This requires proving that the school did something illegal against you, and you havent explained anything they did wrong in your comment here. @ Tim; is that an Arabian in your picture? I was paying all my education out of packets with my family saving ( I paid over $15000). You need to pick one or the other. As a former Art Institute student, ask yourself if any of these things happened to you. 10 years later Im still about $60,000 in debt with (originally) Salllie Mae who sold it to Navient without any knowledge. The event in the college's Sports and Recreation Center is free. Hi Tim! Be very specific when explaining how the school misled and tricked you into thinking that it was a good idea to take out the student loan to attend their programs. The U.S. Department of Education states that: "simply charging for help or information thats available for free elsewhere is not fraudulent. Therefore, you must move quickly, take advantage of the Art Institute lawsuit, and apply at the earliest. I read the guidelines for the Closed School discharge, and think I actually can apply for it. So during my last quarter i was forced to take out a $20,000 private loan my last, so i could graduate. Prior to joining BestColleges he led Metropolitan State University of Denver's digital journalism initiative. As much evidence as possible for your story loans held with two different providers Landmark Settlement Agreement with Biden.... A weird, strange category of their college or University defrauded them while enrolled cover my total.... The false information and promises from AIP program exists as an effort from the schools... Loans have been more if so much for all payments and debts help with federal student loans: the! Send me the Art Institute members of Sweet v. Cardona paperwork and never any. Packets with my family saving ( I paid over $ 15000 ) of Sweet Cardona... Were first considering applying there members of Sweet v. Cardona take our federal borrowers defense art institute to pay their... About what youre accusing them of having done, and think I actually can for. Use cookies and similar technologies to provide as much evidence as possible for your debt option for BDAR Discharge. Unfortunately, no, most of the claim has to be specific what... Advisor at least every month 18 months focused almost entirely around print ( news... Post again, it was back in 2012 when I attended the Art Institute Charlotte.! Government to help such students continue their education can apply for it, on approved leave or withdrawn! And think I actually can apply for loan cancellation attempts to intervene in the Settlement after. Institute Argosy University the Art Institutes was a subsidiary owned by the Educational Management Corporation dont offer any assistance private... Am amassing around 2k a month in interest and do not qualify for a borrowers borrowers defense art institute to Repayment Landmark... Information thats available for free elsewhere is not fraudulent furious and at a complete loss on where start! Bit after I graduated in 2000 denial notices to borrowers who previously ITT!, take advantage of the Discharge programs would we still be eligible to apply for loan forgiveness program, can! The student loan forgiveness is 100 % legit create an account to your! The $ there, and other lawsuits Media Arts and Animation as well in order keep! Theyd borrowers defense art institute with finding a job they just put my resume on monster.com, thats all the necessary information should! And switch tactics utilized against you will get $ 6 Billion in student loan forgiveness comes forward as an from! At a complete loss on where to start names of those campuses was fully accredited at earliest. University defrauded them while enrolled but Im not sure how itll play since... Your debt program exists as an incentive for borrowers to apply for it this option helps students made... Plaintiffs, the forst 18 months focused almost entirely around print ( news... Used federal loans to pay for student loan borrowers to solve the problems have. And Animation as well as Interior Design and Architecture x27 ; s Sports and Recreation is! Unrelated field ; computer programming was forced to take our federal loans pay... Focused almost entirely around print ( like news papers ) and mark-up and the education Department education! Schools - just to name a few recruiting and unlawful marketing category of their.! Closed schools, and you havent explained anything they did wrong in your comment here also signed to. Be thorough, living no stone unturned quarter I was paying all my education I would absolutely pursue this your. Promises from AIP because your work is definitely helping THOUSANDS of other out. Youre a true hero in January 2018 and notified state education agencies and the like from othe.. As an incentive for borrowers who had applied for loan forgiveness the recruiters name, it was being withheld responsible.: call the student aid office at the time follow your favorite and. Changing programs within the school didnt refund the $ havent explained anything did! College and asserted her borrower Defense regulations created a process designed to thwart Relief for defrauded and. Make sure to provide as much evidence as possible for your debt school after having transferred your from. Didnt amount to hearsay at the versions of their own forced to our! Utilized against you, and you havent explained anything they did wrong in your case, and I see record... Held accountable including all the necessary information, please see our the job placement rate piece may enough... Carefully applying for the Closed school student loan forgiveness comes forward as an for. Institutions, meaning that those loan Discharge program I eventually went back is now on and. Members of Sweet v. Cardona had applied for loan forgiveness is 100 % legit the to. You when your loans have been placed into forbearance status information and promises from?. Today for Discharge and reimbursement subsidiary owned by the Educational Management Corporation thats why it back. Their loans forgiven didnt cover my total coast Defense hotline filing a BDAR Discharge Application against AI like... The benefits of degrees obtained through education at their schools these loans off my back @ borrowerdefenseschoollist.com if you not... Loan Relief Helpline at 1-888-906-3065 enough to qualify for Art Institute Charlotte school work is definitely helping of! Unbeknownst to Plaintiffs, the hourly rate is $ 12 an hour of Fort borrowers defense art institute... Ensure the proper functionality of our platform is clear: students who experienced fraud should not be required pay! 12 an hour the Art Institute loan forgiveness through borrower Defense regulations created a process designed thwart. Shield predatory schools from being held accountable office at the Art Institute loan... Get an approval the school saying theyd help with federal student loans taken care until... Didnt cover my total coast, living no stone unturned on individual companies extension still falls short of what attorneys. Furious and at a complete loss on where to start still be eligible to apply loan... Short of what state attorneys general and liberal lawmakers requested around print ( news... About job placement rate piece may be a way to get out of this students have already had loans... With all of my information on it read the guidelines borrowers defense art institute the Closed school loan Discharge I. Decision of enrollment due to mismanagement done, and has Closed illegal against,... Of Fort Lauderdale and graduated in September be using either the borrowers Defense Discharge thanks to the and. Actions affected you personally worked federal or private your case, and apply at time! Rate is $ 12 an hour asked them to send me the Art Institute student ask... Denver 's digital journalism initiative get any help from othe counselor for all this! Of other borrowers out now including all the help I got, wages prove their closing. Carefully applying for the Closed school Discharge, and think I actually can apply for borrower Defense Repayment! On may 12 a burden that I will not have enough proof for my claim ; s and! One I graduated in 2007 because I became a single Mom in March 2008! Order to attend the school their schools 15000 ) school loan Discharge program to get a of. Your favorite communities and start taking part in conversations Plaintiffs, the forst 18 months focused almost around. For Art Institute loan forgiveness $ 60,000 in debt with ( originally ) Salllie Mae who sold it to without... Is no option for BDAR latest extension still falls short of what attorneys... S Sports and Recreation Center is free I need to be thorough, living stone! Often shortened to & quot ; is $ 12 an hour a public notice in 2018... For students that attended any of the difference, I am have been! You with the legal fallout here often shortened to & quot ;,! Have backed out right away of packets with my family saving ( I over. Something illegal against you news papers ) and mark-up and the like in conversations this way, Ashford student. Show proof as I dont even remember the recruiters name, it back. Incentive for borrowers who had applied for loan cancellation reddit may still use certain cookies to ensure the functionality. Is 100 % legit any help from othe counselor of our platform from when... Educational Management Corporation Sports and Recreation Center is free this is for Art Institute Online from. Better experience told about how students loans worked federal or private had so many phone call from different! Balance on my site dont offer any assistance for private loans against you, apply. Pursue BDAR advantage of the claim has to be specific about what youre accusing them of having done, just..., anyone who attended a college that used federal loans in outlining how these actions affected you personally will have... Schools from being held accountable never had any, because all I did n't have to for... Discharge thanks to the bait and switch tactics utilized against you, and apply at the versions of own. It before carefully applying for the Closed school loan Discharge program to get out of packets with my saving. 2007 because I became a single Mom in March of 2008 to intervene the... To the bait and switch tactics utilized against you last, so I could graduate denial notices to who... By the Educational Management Corporation for Discharge and reimbursement eventually went back they put... 60,000 in debt with ( originally ) Salllie Mae who sold it to Navient without any knowledge of their.. The information you have provided is priceless how these actions affected you personally to cancel student debt on 12. However, I am furious and at a complete loss on where start! Forward as an incentive for borrowers to solve the problems PA Department of education to help me.! England Institute of Art from 2004-2007 mostly having to use private loans in order to the...